Here’s how much a $125,000 CD account will earn now – CBS News

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. By Angelica Leicht Senior Editor, Managing Your Money Angelica Leicht is the senior editor for the Managing Your Money section for CBSNews.com, where she writes and edits articles on a range of personal finance topics. Angelica previously held editing roles at The Simple Dollar, Interest, HousingWire and other financial publications. Read Full Bio August 20, 2025 / 11:36 AM EDT / CBS News Savers who have $125K (or more) to deposit in a CD account could earn substantial returns in today’s rate environment. Getty Images/iStockphoto Savers with substantial cash reserves are finding themselves in an enviable position this year. Despite the Federal Reserve’s rate adjustments in 2024 and certificate of deposit (CD) rates subsequently cooling from their recent peaks, today’s CD account offerings still deliver compelling returns that far exceed what savers could earn just a few years ago. With top CD rates sitting above the 4% mark across various terms, those with six-figure sums to invest are discovering that even conservative investments like CDs can generate meaningful wealth over time. The appeal of this type of interest-bearing account extends
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