Sunday, July 12, 2026
Sunday, July 12, 2026

'WhatsApp, chatbots banking rank low among customers'

Ife OgunfuwaWhatsApp, chatbots and telephone banking rank low among banking platforms used by Nigerians, according to the Augusto & Co Consumer Digital Banking Satisfaction Index report.However, the report, which examined customers’ preferences towards digital banking platforms hosted by 10 selected banks in Nigeria found that mobile banking applications remained the most popular digital banking platform.It stated that the increasing use of mobile banking was also supported by the growing base of mobile phone users.The study found that Internet and USSD banking ranked second and third among the most preferred digital banking platforms among Nigerians.“Mobile banking applications remain the most popular digital banking platform. The increasing use of mobile banking has also been backed by the growing base of mobile phone users, which has grown by a five-year compound annual growth rate of six per cent to 184.4 million as the end of 2019,” the Augusto & Co Consumer report stated.It added, “Approximately 82 per cent of the survey respondents are aware of their respective bank’s mobile banking service while Internet banking recorded a 57 per cent awareness.“While the level of USSD banking awareness of 48 per cent was comparably lower than the aforementioned services, it increased from 45 per cent in the 2019 survey.”Analysts at Agusto & Co stated that because USSD banking uses analogue technology and did not require an Internet connection, it extended banking services to a wider audience, especially low-income earners.This, according to them, has helped the prominence of USSD banking.The study revealed that funds transfer, airtime and data top-up, bills payment and account balance were the most common transactions carried out on digital banking platforms.According to Augusto & Co, approximately 46 per cent of the survey respondents are aware of the existence of digital/neo banks.The report said, “However, given that it’s a new trend in the…

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WhatsApp Wins Approval to Launch Payments Service in India

The approval comes two and a half years after WhatsApp launched in beta mode, but was then forced to comply with India’s data localisation requirements. The NPCI (National Payments Corporation of India) has granted approval to Facebook-owned WhatsApp to launch payment services in India. “Starting today, people across India will be able to send money through WhatsApp,” Facebook said in a statement on Thursday (5 November). “This secure payments experience makes transferring money just as easy as sending a message.” In 2018, WhatsApp’s payment services launched as a beta in India, but its full rollout was delayed for two and a half years due to concerns about data storage and sharing. WhatsApp has since made changes to its data infrastructure to meet RBI (Reserve Bank of India) requirements for all data to be held locally. The WhatsApp payments feature has been developed in partnership with the NPCI, using its real-time payment system known as the UPI (Unified Payment Interface). The feature is available in 10 Indian languages. Customers are required to have a bank account and debit card in India to send funds using WhatsApp’s payment service, which sends instructions to banks that initiate the transfer of money between sender and receiver bank accounts via UPI. WhatsApp is currently working with ICICI Bank, HDFC Bank, Axis Bank, the State Bank of India, and Jio Payments Bank to enable the payment service. UPI is supported by more than 160 banks. The NPCI said WhatsApp is allowed to expand its UPI user base in a “graded manner”, starting with a maximum registered user base of 20 million customers. The approval came shortly after the NPCI said it would impose a cap preventing any single third party payment app provider from processing more than 30 percent of all UPI transactions in a month, effective…

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WhatsApp: This occurs when a contact is reported

Have you ever wondered what happens when you report to a WhatsApp contact? Here we tell you. In Somagnews we have reported that WhatsApp has the option to report any contact, in fact a few days ago the application announced that new updates have been made in this regard, but what happens after a contact has been reported? Although many know that the WhatsApp application allows you to report a contact, it is unknown what happens after making the report and if you have been curious, you are in the right place. To begin with, we have to be clear that in order to make a report, it is because you are having problems or having problems with an account, so the messaging APP offers the possibility of reporting it. When to report a contact Factors such as spam and harassment are reasons to report a contact, if these are cases WhatsApp could even suspend the account of the reported user and this is not a trick as it could happen. And it is that WhatsApp will record the report you have sent and add the number to a ‘Watch list’ where the activities of the person will be closely watched. In addition, an investigation will be carried out on the activities of the person on the platform and that they could eventually be banned from using WhatsApp. If WhatsApp finds reason to believe that the account activities actually violate the WhatsApp Terms of Service, the number could be (temporarily or permanently) banned from using WhatsApp. Starting today, people across India will be able to send money through WhatsApp 💸 This secure payments experience makes transferring money just as easy as sending a message. pic.twitter.com/bM1hMEB7sb — WhatsApp Inc. (@WhatsApp) November 6, 2020 In addition to the fact that they could…

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Local body polls: Doorstep canvassing a no-no, campaigning goes online

For representational purpose Express News Service KOCHI: As the local body polls near, the campaign fever that perennially sweeps the state during election season is bound to look a little different this time. The Covid-19 pandemic is still raging, which rules out the traditional door-to-door mode of canvassing voters from the equation. In fact, even large gatherings and mega-rallies may have also become a thing of the past. But not to worry, a startup based in Perumbavoor has just the solution for confused candidates — going online. “Covid has made the internet an important part of our lives. Even those above the age of 65 have become tech-savvy. More importantly, they have learnt the use of social media platforms like the WhatsApp. So, we came up with the idea to canvass voters with the help of SMS, voice messages, and WhatsApp status videos,” said Mohammed Raziq, CEO, Creat If Digital Solutions.  With the new initiative, the six-member team of Creat If is extending the scope of what they had already been doing for various clients — sending out bulk SMS to create visibility for the product or service. “So why not apply this to the campaigning problems faced by those contesting the elections. Our bulk SMS panel will enable them to reach out to voters while adhering to the Covid protocol. We even have a TRAI license,” he said.  The firm had recently released a notification advertising their campaigning alternative, and received a whopping 150 confirmations in a single day from all over the state. “We have been getting enquiries from individuals as well as political parties,” he said. But how does this work? “Our team develops SMS and voice messages, in either Malayalam or English, according to the matter submitted by the candidate. These are then sent to the voters living…

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Book Of Love – Whatsapp Books customized

News Categories HomeRecommended App DevelopersMarkets NewsComputer SupportMobile Apps NewsMobile ReviewsContact Us Get Started LOGIN HomeBusiness DirectoryMarkets NewsAsia Pacific News UNVERIFIED SERVICE: Get Verified Now!, remove this nag and the banner ad forever for just $10 Convert your whatsapp, Instagram or messenger chat into a lovely book which you can then gift to your siginificant other with our help. It will be an effortless process and you will love the outcome. With our team constantly in touch with you, you will have access to all aspects of the book that need to be customised FREE Listing Details Website bookoflove.inStreet 35 Chakra Beria Lane, Akash Building 4th Floor, Kolkatta, West Bengal, India, 700020Printing, Wedding Gift Submit reviewReportOwner's listingsMap Contact Owner Send an email. All fields marked with an asterisk (*) are required. Your Name * Email * Message * Captcha * Map Reviews (0) Be the first to review this listing!

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WhatsApp Wants to Host Your Intimate Chats. Don't Fret—They'll Be Deleted in a Week.

Facebook Inc.’s WhatsApp has introduced a setting that automatically deletes messages after seven days, a move aimed at encouraging users to feel comfortable chatting in confidence. The feature, which as of this month can be applied to both one-to-one and group chats, is meant to make chats feel more like face-to-face conversations than imperishable email threads or text messages do, said Zafir Khan, product manager at WhatsApp. Records of most in-person conversations don’t exist forever, so conversations on WhatsApp shouldn’t have to either, according to Mr. Khan. “Things like text messages had a very different use case over a decade ago—they were used more for one-off coordination, because of the limited characters and the spottiness of connection,” he said. “But now smartphones have proliferated and people always have their phones with them, they’re using WhatsApp messaging for very deep and intimate conversations.” Newsletter Sign-up The Experience Report Get weekly insights into the ways companies optimize data, technology and design to drive success with their customers and employees. That led WhatsApp’s product team to rethink its assumptions about how the service should work, Mr. Khan said. They hope the new feature will encourage more people to host personal conversations on the platform, confident that their messages won’t come back to haunt them, he said. The feature may also help Facebook boost engagement on WhatsApp, according to Miguel Alvarez, global chief technology officer of digital agency AnalogFolk Ltd. He said users may check in on conversations more if they are afraid of missing something important. People in group chats may also be motivated to chime in to keep WhatsApp conversations from going empty, he added. “Data and privacy are clearly important in this,” Mr. Alvarez said, “but really it almost forces users to keep a conversation ongoing.” The concept of sending a…

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WhatsApp To Let Users Send Disappearing Messages

WHATSAPP USERS WILL SOON BE ABLE TO SEE THEIR OLD CONVERSATIONS DISAPPEAR 1/1Whatsapp users will soon be able to see their old conversations disappear. (CNN) – Your WhatsApp conversations will no longer have to last forever. The messaging service is introducing an option that allows conversations to disappear after a week. Officials at WhatsApp says they hope this will give users peace of mind. Things like shopping lists or store addresses saved on WhatsApp will remain as long as its needed and vanish when it’s no longer necessary. The disappearing messages should be available by the later this month.

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Telecoms slam tweaks to EU rules on WhatsApp and Microsoft

Europe’s telecoms industry on Thursday slammed proposed tweaks to planned EU rules governing Facebook’s WhatsApp and Microsoft unit Skype that would tighten the rules faced by telecoms providers to use electronic communications metadata. The planned EU rules subject WhatsApp and Skype to the same rules as telecoms providers, Reuters reported. The bloc’s 27 countries have struggled to find common ground on the ePrivacy regulation drafted by the European Commission in 2017 because of disagreement on rules for cookies tracking users’ online activities crucial for targeted advertising, and consent requirements. Germany, which currently holds the rotating EU presidency, shared its proposed tweaks with other EU countries on Wednesday evening. The document reduces the legal grounds for telecoms providers to use electronic communications metadata for other purposes or to further process the data, in a blow to the telecoms industry looking to use network location data for smart transport services as a potential money-spinner. Lobbying group ETNO, whose members include Deutsche Telekom, Orange and Telefonica, and mobile operators group GSMA were scathing about the German proposal. “Germany’s proposed text fails to bridge the gap between protecting privacy and confidentiality and stimulating innovation in European service providers,” they said in a joint statement. They urged other EU countries not to back the proposal unless it allows them more freedom to use metadata for legitimate purposes and for further compatible processing. The bloc will have to agree on a common stand before thrashing out details of the rules with the Commission and European Parliament.

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Saƙonnin WhatsApp za su iya ɓacewa bayan kwana bakwai

Sa'o'i 4 da suka wuceAsalin hoton, WhatsAppManhajar Whatsapp za ta fito da wani sabon tsari na bai wa masu amfani da manhajar damar ɓatar da saƙonnin da aka turo musu ko kuma suka tura bayan mako guda.Manhajar ta Whatsapp, wadda mallakar shafin Facebook ce, na da mutane masu amfani da ita biliyan biyu a faɗin duniya, haka kuma kamfanin ya ce wannan matakin zai taimaka wajen sirrinta saƙonnin da aka aika.Sai dai manhajar ta ce waɗanda aka aika wa saƙon za su iya su ɗauki hoton saƙon da aka turo musu ko kuma sake aika saƙon ko hoto ko bidiyon da ba sa so manhajar ta goge.Ana sa ran zuwa ƙarshen watan Nuwamba ne masu amfani da manhajar ta Whatsapp za su fara amfani da wannan tsarin.A wani shafi na intanet, kamfanin ya bayyana cewa mutum zai iya sakawa bayan mako guda saƙonnin wayarsa su ɓace, domin bai wa mutum sanyin zuciya na cewa saƙonnin ba za su zauna din-din-din ba.A watan Afrilun 2019, shugaban kamfanin Facebook, Mark Zuckerberg ya yi alƙwarin yin sauye-sauye da dama ga tsarin shafin domin bai wa masu amfani da shafin tabbacin sirri.Kamfanin kuma na so ya gwamutse wasu daga cikin manhajojin aika saƙon, inda za a game Whatsapp da Instagram da Facebook Messenger su zama suna iya musayar bayanai.Manhajar Snapchat, wadda takwararsu ce daga wani kamfani daban, na da irin wannan tsarin na ɓacewar saƙonni bayan wani ɗan lokaci.

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How to set up a Facebook Portal video-chat device and enable Alexa

You can use Facebook's Portal — a webcam-like device that records high-quality video and audio — to video chat with friends through Facebook and WhatsApp.  The Portal is designed to sit plugged in on a flat surface, rather than be carried around from room to room. You can set up a Facebook Portal easily by logging into your Wi-Fi and social media accounts. Visit Business Insider's Tech Reference library for more stories. You can use Facebook's Portal device to video chat with friends, family, and colleagues. While your phone and laptop can do much of the same thing, Portal's features — including a camera that tracks your movements and an array of microphones — set it apart in video and audio quality. Portal is more than a simple webcam — you can use it to cast and share photos, control your TV using it as a virtual remote, connect to Alexa hands-free, take notes with reminders and video messages, and more. The Portal is designed to live on a flat surface like a desk or countertop and allows for you to move around and multitask without worrying about being in frame. But be mindful of where you put it. Avoid placing the Portal too close to sinks, stoves and radiators to avoid damage.Once you find the right place to plug it in, setting up your Portal takes only a few steps.How to set up a Facebook PortalUnlike a tablet or laptop, the Portal doesn't run on an internal battery. Before starting this process, find a good place to plug it in and follow the on-screen instructions once it's powered on.1. Select your language and tap "Next."2. Select your Wi-Fi network and enter your password. 3. Tap "Join."4. Tap "Next" and then "Continue." Your Portal may need to download new software to start up…

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